Last updated: December 2025
These Terms of Use govern access to and use of this website.
By accessing or using the website, you agree to be bound by these Terms of Use.
If you do not agree with these terms, you should discontinue use of the website.
1. Purpose of the Website
This website operates as an independent informational resource.
Its purpose is to provide general explanations, terminology clarification, and structured information related to banking topics and brand-related navigation.
The website does not provide banking services, financial products, account access, or professional advice of any kind.
2. No Affiliation or Official Representation
This website is not affiliated with, endorsed by, or officially connected to any bank or financial institution.
All references to brand names, trademarks, or service marks are used solely for informational and identification purposes.
Ownership of all trademarks remains with their respective owners.
3. Informational Use Only
All content on this website is provided for general informational purposes only.
Nothing on this website should be interpreted as:
- financial advice
- investment guidance
- a recommendation to use any banking product
- an offer or solicitation of services
Users are responsible for verifying information through official sources before taking any action.
4. Use of Website Content
You may access and use the content on this website for personal, non-commercial informational purposes only.
You agree not to:
- misuse or attempt to interfere with the website
- reproduce or redistribute content for commercial purposes without permission
- present website content as official or authoritative banking guidance
All content is provided “as is” without warranties of any kind.
5. External Links
This website may contain links to external websites, including official banking platforms or third-party informational resources.
These links are provided solely for reference and convenience.
The website does not control and is not responsible for the content, availability, or practices of external websites.
6. Limitation of Liability
To the fullest extent permitted by law, this website and its operator shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, the website or its content.
Use of the website is at your own discretion and risk.
7. Changes to Content and Terms
Content on this website may be updated, modified, or removed at any time without prior notice.
These Terms of Use may also be updated periodically.
Continued use of the website after changes are posted constitutes acceptance of the revised terms.
8. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
9. Contact Information
If you have questions regarding these Terms of Use, you may contact:
Email: support22@cit-apps.com
This contact address is intended solely for inquiries related to this website.
10. Relationship to Other Policies
Use of this website is also subject to the following policies: